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Bandhan

Bandhan

The Making of a Bank

Tamal Bandyopadhyay
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This is the story of Bandhan, the only bank that emerged in eastern India after Independence. Founded by the son of a sweet vendor, with a mere Rs 2 lakh, the sum total of his life savings.

On 17 June, 2015, Chandra Shekhar Ghosh stepped out of the Reserve Bank of India building in Mumbai with the much-coveted banking licence, beating some of the country’s top corporate houses. This moment compensated for all the frustrations that had come along the way. A year later, Bandhan Bank was launched with 6.7 million small borrowers.

So, how did Ghosh build India’s biggest MFI from scratch and then, along with his team, transform it into a universal bank? Bandhan: The Making of a Bank chronicles that journey.

This is also Ghosh’s personal story-of a boy growing up in small-town Agartala struggling with poverty, but relentless in his ambition to make it big. He battles competition, hostile moneylenders, a tough economic climate and the perpetual lack of resources. Nobody in India perhaps knows better than him the psyche of a small borrower and the alchemy of doing business with the poor, profitably.

This is one of India’s biggest entrepreneurial stories.

Imprint: Random Business

Published: Jun/2016

ISBN: 9788184004984

Length : 376 Pages

MRP : ₹499.00

Bandhan

The Making of a Bank

Tamal Bandyopadhyay

This is the story of Bandhan, the only bank that emerged in eastern India after Independence. Founded by the son of a sweet vendor, with a mere Rs 2 lakh, the sum total of his life savings.

On 17 June, 2015, Chandra Shekhar Ghosh stepped out of the Reserve Bank of India building in Mumbai with the much-coveted banking licence, beating some of the country’s top corporate houses. This moment compensated for all the frustrations that had come along the way. A year later, Bandhan Bank was launched with 6.7 million small borrowers.

So, how did Ghosh build India’s biggest MFI from scratch and then, along with his team, transform it into a universal bank? Bandhan: The Making of a Bank chronicles that journey.

This is also Ghosh’s personal story-of a boy growing up in small-town Agartala struggling with poverty, but relentless in his ambition to make it big. He battles competition, hostile moneylenders, a tough economic climate and the perpetual lack of resources. Nobody in India perhaps knows better than him the psyche of a small borrower and the alchemy of doing business with the poor, profitably.

This is one of India’s biggest entrepreneurial stories.

Buying Options
Paperback / Hardback
Ebooks

Tamal Bandyopadhyay

Tamal Bandyopadhyay, consulting editor at Business Standard and senior adviser at Jana Small Finance Bank, is an award-winning journalist and author. One of the most respected business journalists in India, he has kept a close watch on the financial sector for two and a half decades and has had a ringside view of the enormous changes in the Indian finance and banking sectors. His other books-A Bank for the Buck, Sahara: The Untold Story, Bandhan: The Making of a Bank, HDFC 2.0: From Dawn to Digital and Pandemonium: The Great Indian Banking Tragedy-have all been non-fiction bestsellers.

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